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Credit Cards

Personal Visa® Credit Cards

The Blackhawk Bank & Trust personal credit card offers local service, local payment options, and a generous rewards program. Get started today!


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ScoreCard® Rewards

Earn points for every dollar spent using your card. These points can translate to things such as brand name merchandise, gift cards, exciting travel awards, and more!

ScoreCard Rewards

Contactless Payments

What are contactless payments?

Contactless payments use short-range wireless technology to make secure payments between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. When you tap your card or device near the Contactless Symbol, your payment is sent for authorization.

Benefits of Contactless Payments

  • No need for cash
    • Pay in seconds, much quicker than cash
  • Secure
    • Contactless payments are just as secure as EMV chip payments. Each transaction is accompanied by a one-time code that protects your personal information.
  • Quick and Easy: Look, Tap, Go
    • Look - Look for the contactless symbol when paying for items at checkout
    • Tap - Touch your contactless card against the symbol until light turns green
    • Go - Beep indicates successful payment



*Current customers will receive their new contactless payment credit card once their current card expires.


Travel Accident Insurance

• Accident insurance coverage for yourself and your family while you travel. 

How we will calculate your balance

We use a method called "average daily balance" (including new purchases).
*An explanation of this method is provided in your account agreement.

Billing Rights

Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement
These rates are effective and fees are effective as of June 2019. Additional account details will be provided when you apply to become a cardholder.


Enroll your card with and take advantage of these great features: 

  • Make payments
  • View your FICO® Score*
  • View statements, transactions and spending reports
  • Enroll in eStatements
  • Set up account alerts
  • Dispute transactions
  • Download data to financial software

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Reporting a Lost or Stolen Credit Credit Card

If your card has been lost or stolen, please contact us immediately during business hours at (309) 787-9528 or after regular business hours, call the toll free number at (800) 325-3678.

Contact us securely