The Essential checking account is limited to individuals for personal use.
- Minimum deposit to open the account is $50.
- No monthly service charge.
- Unlimited check writing.
- No minimum balance required to maintain account.
- A per transaction fee of $1.50 will be assessed for foreign ATM transactions; this account type qualifies for one (1) refunded transaction fee per monthly statement cycle.
- This account contains a monthly paper statement fee of $5 for those not enrolled in eStatements.
- This account contains a $2 additional fee if customer requests check images to be returned with paper statements.
- A monthly inactivity fee of $5 will be assessed after six (6) consecutive months of no transaction activity within the account.
- A monthly dormant account fee of $10 will be assessed after twelve (12) months of no transaction activity within the account.